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Hitachi Capital America Corp. offers programs and services that are available
through participating truck dealerships nationwide. We work with you through
your dealer of choice to offer a finance arrangement that will best fit your
specific business needs.
Hitachi's programs are open to any make or model truck and can serve whatever
your commercial truck requirement may be, from your light duty pickup truck or
vans, medium duty trucks such as box or refrigerated vans, or heavy-duty trucks
including dump bodies or other vocational heavy needs.
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Retail Financing
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Whether your truck financing needs call for a Security Loan Agreement or TRAC
Lease, Hitachi can successfully solve your financing requirements. We offer
financing programs for Prime, Near Prime and Sub Prime Commercial credit
customers.
Our standard Security Loan Agreement provides an affordable way to own your
truck. We will work with you to establish a finance program that meets your
budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48
months on used vehicles. Security Loan Agreements are available for both new and
used truck financing plans.
The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost
effective program that offers the benefits of a lease with the option of
ownership at lease end. TRAC Lease terms are available from 36 to 60 months for
new vehicles only (used vehicles are not applicable for Hitachi TRAC Leases). At
lease termination you have the option to purchase your truck for a predetermined
guaranteed purchase price.
Hitachi's Sub Prime financing program is offered through a partnership with MD Equipment Finance Trust, LLC. Sub Prime Finance
Loans & TRAC Leases are available on new and used vehicles for customers with
credit scores as low as 525 on Medium Duty Vehicles. Near Prime and Sub Prime
programs also available on Heavy Duty Vehicles including Class 8 Trailers.
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Manufacturer Programs |
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Hitachi Capital America's Automotive Division has been selected as a dealer
finance partner for Nissan Diesel America, Inc., Mitsubishi Fuso Trucks of
America, Inc. and GM and Isuzu Commercial Truck (GMICT), which includes
Chevrolet, GMC and Isuzu Medium Duty Commercial Trucks. Through these
partnerships Hitachi offers specific brand retail finance and lease programs
through the respective franchised dealers and distributors. Our partnership
strength comes from our overall goal to work closely with the dealers in
developing business and placing a loan or lease program that most effectively
meets the customer's financing need.
In addition to our manufacturer partnership retail programs, Hitachi also offers
floorplanning programs to our manufacturer partner dealers. Our floor planning
provides competitive financing for the participating dealers truck inventory.
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Truck Finance Contacts
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