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HCA Truck Financing

Hitachi Capital America Corp. offers programs and services that are available through participating truck dealerships nationwide. We work with you through your dealer of choice to offer a finance arrangement that will best fit your specific business needs.

Hitachi's programs are open to any make or model truck and can serve whatever your commercial truck requirement may be, from your light duty pickup truck or vans, medium duty trucks such as box or refrigerated vans, or heavy-duty trucks and trailers including dump bodies and sleepers.
HCA Truck Financing
Retail Financing
Whether your truck financing needs call for a Security Loan Agreement or TRAC Lease, Hitachi can successfully solve your financing requirements. We offer financing programs for Prime, Near Prime and Sub Prime Commercial credit customers.

Our standard Security Loan Agreement provides an affordable way to own your truck. We will work with you to establish a finance program that meets your budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48 months on used vehicles. Security Loan Agreements are available for both new and used truck financing plans.

The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost effective program that offers the benefits of a lease with the option of ownership at lease end. TRAC Lease terms are available from 36 to 72 months for new vehicles and 36 to 48 months for used vehicles. At lease termination you have the option to purchase your truck for a predetermined guaranteed purchase price.

 Hitachi's Sub Prime financing program is offered through a partnership with MD Equipment Finance Trust, LLC. Sub Prime Finance Loans & TRAC Leases are available on new and used vehicles for customers with credit scores as low as 525 on Medium Duty Vehicles. Near Prime and Sub Prime programs also available on Heavy Duty Vehicles including Class 8 Trailers.
Manufacturer Programs
Hitachi Capital America's Automotive Division has been selected as a dealer finance partner for Mitsubishi Fuso Trucks of America, Inc., Isuzu Commercial Truck of America and Hino Motors Sales U.S.A., Inc. Through these partnerships Hitachi offers specific brand retail finance and lease programs through the respective franchised dealers and distributors. Our partnership strength comes from our overall goal to work closely with the dealers in developing business and placing a loan or lease program that most effectively meets the customer's financing need.

In addition to our manufacturer partnership retail programs, Hitachi also offers floor plan dealer inventory financing programs to our manufacturer partner dealers. Our floor planning provides competitive financing for the participating dealer’s truck inventory.
Other Services
Insurance and Protection Services: Hitachi is always working to enhance our service ability to our customers. In addition to our finance and lease programs we are pleased to offer a variety of comprehensive vehicle insurance and protection programs for the qualified buyer. Our program includes GAP coverage, which protects your interest if your insurance settlement does not cover the outstanding balance on your lease or loan after a total loss or un-recovered theft.

Please click here to view used trucks available for sale.

  Truck Finance Contacts

     Hitachi Capital America 

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