Hitachi Capital America Corp. offers programs and services that are available through participating truck dealerships nationwide.We work with you through your dealer of choice to offer a finance arrangement that will best fit your specific business needs.
Hitachi's programs are open to any make or model truck and can serve whatever your commercial truck requirement may be, from your light duty pickup truck or vans, medium duty trucks such as box or refrigerated vans, or heavy-duty trucks including dump bodies or other vocational heavy needs.
Retail Financing
Whether your truck financing needs call for a Security Loan Agreement or TRAC Lease, Hitachi can successfully solve your financing requirements. We offer financing programs for Prime, Near Prime and Sub Prime Commercial credit customers.
Our standard Security Loan Agreement provides an affordable way to own your truck. We will work with you to establish a finance program that meets your budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48 months on used vehicles. Security Loan Agreements are available for both new and used truck financing plans.
The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost effective program that offers the benefits of a lease with the option of ownership at lease end. TRAC Lease terms are available from 36 to 72 months for new vehicles only (used vehicles are not applicable for Hitachi TRAC Leases). At lease termination you have the option to purchase your truck for a predetermined guaranteed purchase price.
Manufacturer Programs
Hitachi Capital America's Automotive Division has been selected as a dealer finance partner for Nissan Diesel America, Inc., Mitsubishi Fuso Trucks of America, Inc., Hino Trucks and Isuzu Commercial Truck of America, Inc., which includes Chevrolet, GMC and Isuzu Medium Duty Commercial Trucks. Through these partnerships Hitachi offers specific brand retail finance and lease programs through the respective franchised dealers and distributors. Our partnership strength comes from our overall goal to work closely with the dealers in developing business and placing a loan or lease program that most effectively meets the customer's financing need.
In addition to our manufacturer partnership retail programs, Hitachi also offers floorplanning programs to our manufacturer partner dealers. Our floor planning provides competitive financing for the participating dealers truck inventory.
Other Services
Hitachi's insurance program includes GAP coverage, which protects your interest if your insurance settlement does not cover the outstanding balance on your lease or loan after a total loss or un-recovered theft.
Out of state titling and licensing services: Hitachi can assist dealers with out of state customer's licensing and titling needs. When dealers utilize this service, there is no dealer recourse.
Online credit application processing: Dealers that are signed on to the Hitachi online web-based program can submit credit applications, retrieve credit approval letters, prepare delivery contracts and run application activity reports. Hitachi Capital America Corp., is also listed on Route One. Contact Hitachi Dealer Support at 1-800-810-0952 to sign up for either of these services today.
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