Use your own assets as collateral with asset-based lending from Hitachi Business Finance. It’s a perfect solution for growing companies that want to free up cash flow, take on new contracts, make payroll, enter new markets, and more. Asset-based financing is a perfect solution for manufacturing, staffing, distribution, professional service firms, and more. It allows you to focus on running your business, not financing it.
- Accounts receivable financing: The sale of your invoices at a small discount to obtain immediate cash. It gives businesses the ability to ensure growth without diluting equity or incurring debt. A/R financing, also known as factoring, can increase and decrease based on your current business size and needs, and allows you to gain administrative support to manage your receivables. Learn more.
- Asset-based lending: A line of credit secured by your accounts receivable, inventory, and equipment. It can be used as a stepping stone to traditional bank financing by allowing businesses to establish a sound financial track record. This type of financing also provides flexibility to fuel business growth. Learn more.
- Syndicated lending: A loan extended to a single customer by multiple financial institutions. Can be used for working capital (AR and inventory), equipment/capex and growth capital, acquisition, turnaround and recapitalization financing. Learn more.
- Lender Finance: Provides working capital lines of credit for factors and asset-based lending companies to help them build their portfolio, all while gaining access to industry experts with more than 70 years of combined experience in the asset-based lending industry. Learn more.
Advantages of Business Finance
Offering working capital and term financing to growing companies is all we do. We’re experts at identifying a customer’s need and how to best solve it with our working capital solutions. With decades of experience, Hitachi Business Finance truly understands the inner workings of your company and how improving your cash flow can make it even better.