Hitachi Capital America Corp.

Commercial Vehicle Finance

Financing Beyond the Bank

With more than 20 years of experience, Hitachi Capital America is a trusted leader in commercial vehicle finance. Serving both individuals and dealerships across the United States, we offer competitive rates and flexible loans and leases that allow you to effectively manage and finance your fleet of vehicles. Hitachi Capital America is consistently rated as a Top Independent Commercial Finance Source by the American Truck Dealer Association. Our finance programs are open to any make or model of commercial vehicle and can serve whatever your business needs may be.

We are a trusted lender for:

  • Light Duty Trucks or Vans
  • Medium Duty Trucks, such as Box or Landscaping Trucks
  • Heavy Duty Trucks and Trailers, including Vocational and Over-the-Road

All of our operations staff is under one roof, allowing for a quick turnaround and industry-leading flexibility.

Financing Solutions Available

Hitachi Capital America provides financing to more than 2,500 dealerships across the country and is a preferred finance partner of Mitsubishi Fuso Trucks of America, Inc., Isuzu Commercial Truck of America, and Hino Motors Sales U.S.A., Inc.

Through these trusted partnerships, Hitachi offers a variety of specific finance and lease programs that are designed to meet your direct business needs. We work very closely with our dealership network to ensure that we are offering competitive and flexible programs with quick turnaround times.

In addition to our retail finance programs, Hitachi also offers dealer floorplan financing. This allows dealerships the freedom and flexibility to add additional inventory, all while keeping the operations side of the business in line and on track.

Mitsubishi truckHino TruckIsuzu Truck

Large Inventory of Used Trucks

Hitachi Capital America also offers a variety of end-of-lease units for purchase across the country. Search here to find an affordable solution for your business needs.

Advantage of Hitachi Capital America

Whether you’re looking for a Security Loan Agreement or a TRAC Lease, Hitachi can successfully solve your financing needs. We offer programs for prime, near-prime, and subprime commercial credit customers.

Our standard Security Loan Agreement provides an affordable way to own your fleet. Whether you have a fleet of 1 or 100, we offer financing programs that meet your budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48 months on used vehicles. Security Loan Agreements are available for both new and used truck financing plans.

The TRAC Lease is a very flexible and cost-effective program that offers the benefits of a lease with the option of ownership at lease end. TRAC Lease terms are available from 36 to 72 months for new vehicles only. At the end of your lease, you have the option to purchase your vehicle for a predetermined guaranteed purchase price.

Our program also includes GAP coverage, which protects your interest if your insurance settlement does not cover the outstanding balance on your lease or loan after a total loss or unrecovered theft.

Additional Information

Interested in learning more? Contact Dealer Support or a Regional Sales Manager in your area to learn more about our retail commercial vehicle finance solutions.